5 investment options available with GInvest from GCASH


It is now possible to invest your money for as low as Php50, thanks to GInvest from GCASH. It’s so easy to start investing your money in GInvest, as long as you have a verified GCASH account.

This investment marketplace that you can access using your GCASH app currently offers five investment options for you to choose from:

  • ATRAM Peso Money Market Fund
  • ATRAM Total Return Peso Bond Fund
  • ATRAM Philippine Equity Smart Index Fund
  • ATRAM Global Technology Feeder Fund
  • ATRAM Global Consumer Trends Feeder Fund

Each fund has different characteristics, minimum initial investments, minimum additional investments, type of minimum risk for approval (conservative, moderately aggressive or aggressive) and fund choices.

ATRAM Peso Money Market Fund

You can invest in this fund for as low as Php50; it also has a minimum additional investment of Php50.

This fund is accessible to everyone and is classified as “conservative”. As per the fund description, it is a Philippines-based fixed income fund that aims to preserve capital while providing a higher return than most bank deposits.

Fund choices relate to treasury bills as well as term deposit investments in BPI and RCBC.

GInvest reports that the fund has achieved a return of 0.50% for the past year.

ATRAM Total Return Peso Bond Fund

You can also invest in this fund for as low as Php50; with a minimum additional investment of 50 Php.

This fund is available for “moderate risk” types and aims to preserve capital, with the potential for capital gains through investments in a variety of Philippine government and corporate bonds.

GInvest reports that the fund has achieved a return of 2.81% for the past year.

ATRAM Philippine Equity Smart Index Fund

Just like the other two investment options, you can invest in this fund and make additional investments for as low as Php50.

It is available to investors with an “aggressive” type of risk and only invests in 30 companies that make up the Philippine Stock Exchange index, including Globe Telecom, SM Investments, Ayala Corp and Universal Robina Corp.

GInvest reports a return of 11.29% for the past year with this fund.

ATRAM Global Technology Feeder Fund

The minimum initial and additional investment is 1000 Php for this fund.

Available to investors with an “aggressive” risk appetite, this fund invests entirely in stocks of technology companies around the world. This global feeder fund selects companies such as Apple, Microsoft, Alphabet and Samsung.

GInvest reports a return of 52.48% for the past year with this fund.

ATRAM Global Consumer Trends Feeder Fund

Just like the global technology provider, the minimum initial and additional investment for this fund is 1000 Php.

It is also only available to investors with an “aggressive” risk appetite who invest in foreign companies. This fund invests entirely in stocks according to the individual needs of consumers, such as Amazon, Alibaba, SEA (Shopee) and Sony.

GInvest reports a return of 53.08% for the past year with this fund.

Now that you’ve seen all of the 5 investment options available with GCASH’s GInvest, have you decided where to invest your money?

Take note: “aggressive” funds might give you a greater chance of making more money, but you can also risk losing more with these types of investments. Meanwhile, “conservative” investments tend to pay much less, but the risk of losing your investments is lower compared to “aggressive funds”.

Remember, only invest what you can afford to lose.

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