Work as a freelance writer? Here are ways to protect yourself

Freelancers are a particularly vulnerable group of people because we have neither job security nor employment rights. We are often prevented from receiving sick pay, vacation pay, or any protection in the event of a problem.

A worker on his own booking himself for clients is more likely to be exploited than one who is part of a larger team in an office. Here I will go over some ideas that can help you protect yourself and your business as a freelance writer.

Always have a contract

There are a lot of things you should consider doing to increase your chances of getting burned by potential employers. One of the most underestimated but the most important things to consider is create a contract.

Nowadays, as a freelancer, if you break the rules, quit your job, or take additional jobs for pay, you could be in serious trouble. Before you begin, you will want to have a loan agreement that sets out all of the terms under which your freelance activities can be tolerated.

Get insurance

As a freelance writer, there are a lot of things that are beyond your control. There are things businesses can do to damage your reputation and even hurt your income. It is therefore important to be aware of the risks incurred by freelancers.

Also make sure you have professional liability insurance so you can protect yourself when things go wrong. Freelance work is a lot of fun and gives you lots of business opportunities, but one mistake can ruin your reputation and leave you broke.

Use an independent platform

Of the many aspects involved in self-employment, one of the most important is using a freelance platform that provides protection for yourself and your client.

The key to success in this business is finding quality customers with a reputation for trust and mutual benefit. Independent platforms act as intermediaries between clients and freelancers.

They raise funds and ensure that payments are made to professionals (freelancers) on terms agreed to in a contract, thus protecting them from scams.

Consider setting up a business entity

Form a business entity creates a wall between you and your responsibility. You are considered by law as a separate legal person instead of an individual. So if someone sues you, they cannot go after your personal property.

In addition, you can write off many business expenses that would not be considered tax deductions if you were taxed as an individual.

Document each work submitted

Failure to protect yourself as a freelance writer could cost you thousands of pounds in lost income. This is why it is important to protect yourself and make sure that all of your submitted projects are well documented, both electronically and manually, if possible, regularly.

This way, if any issues arise with the payment details for your submitted work, they can be rectified in a timely manner and will not be held against you.


Freedom of choice, flexibility and the ability to organize your schedule according to your own obligations, all these qualities can make a freelancer a dream come true.

However, this carries the risk that your job, income and livelihood will be taken from you without notice. Therefore, it becomes essential to protect yourself as much as you can.

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